over 50% of consumers expect to have their shopping finished already.
Offaly has one of the highest proportions of last-minute Christmas shoppers.
PayPal has found the county has the second highest rate of those who will shop after December 20th - the first in that list is Monaghan, while Kerry and Carlow round out the top four.
The survey also shows a quarter of people are forgoing their work Christmas parties to make their budgets stretch further this year.
While 57% of consumers expect to have their shopping finished by the 12th of December - which was yesterday.
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