Birr's Emer Farrell paid off debt of almost €30,000 within 18 months and is now on track to early retirement.
An Offaly woman, aiming to retire at 50, is saving €3,000 a month by cutting out unnecessary spending.
Birr's Emer Farrell says she paid off credit card debts and personal loans of almost €30,000 within 18 months and is now on track to early retirement.
The creator of Instagram page "one foot in the save" says knowing what is going out each month and cutting out online impulse buying is the key to sorting out your finances:
To learn more about Emer's money saving tips, check out here Instagram page here