The popularity of this trend has increased in recent years.
A Midlands credit union is warning against the dangers of spending too much on online raffles.
The trend is growing online in recent years, with online prize websites offering prizes of cars, cash and holidays for the entry free of just a euro.
Financial bodies such as the Ansac Credit Union have issued warnings against them in the past.
Paul Shaw is from Tullamore Credit Union and says it can hurt your loan application:
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