He runs a play centre and his "heart drops" whenever a child falls.
The owner of a play centre in Offaly says his heart drops whenever a child falls, because he's so afraid of the financial impact of an insurance claim.
Frankie O'Reilly from Play Town Tullamore says his insurance premium has risen significantly every year since setting up in 2017.
While they've had no claims to date, he says he's still constantly worried about staying in business while juggling the growing cost of insurance:
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