She is advising people to put small bits away at the start of the month.
Preparation is key when budgeting for the Christmas food shop - that's the main message from a Offaly blogger.
Caz Mooney is a social media blogger with her irishbudgeting pages and a Brand Ambassdor for ALDI- she's known online for her cost-saving €5 meals.
Her other budgeting tips include reviewing and reducing expenses - and starting to put a bit aside from your paycheck at the start of the month.
Ms Mooney says it also helps prevent panic buying food last minute:
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