Its Westmeath-based CEO feels the measure have an unfair effect on some people.
The Institute of Professional Auctioneers and Valuers is criticising the Central Bank's decision not to change mortgage lending rules.
At present, most people can only borrow three and a half times their income - in order to stop unsustainable lending and borrowing.
The governor of the Central Bank says altering the rules will not fix the housing crisis.
But chief executive of IPAV, Westmeath-based Pat Davitt, is calling for the rules to be adjusted depending on differences in salaries - to give first-time buyers any possibility of getting on the property ladder.
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