Central Bank figures show there are almost 25,000 mortgages in arrears for a year or longer.
Nearly 200 midlands households have had to avail of the government's mortgage to rent scheme since its inception in 2012.
The program allows those in risk of losing their property due to mortgage arrears stay in their home by becoming a social housing tenant, and pay rent to the state.
Offaly has the most using the policy at 76, followed by 64 in Laois, and 50 in Westmeath.
Recent Central Bank figures show that there are almost 25,000 mortgages in arrears for one year or longer nationally.
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